Like any idea developed by politicians, the “Patient Protection and Affordable Care Act” (PPACA), which we know familiarly as Obamacare, is both useful and flawed. I have chosen to discuss Continue Reading….
Cost share is an insurance industry term that refers to the money spent by individuals for their own health care within a given health insurance plan (in network only) for Continue Reading….
What is Risk? Risk is defined as a situation involving exposure to danger, harm, or loss. We are surrounded by risk as a normal part of our daily lives. Life Continue Reading….
PPO, POS, HMO, EPO, HDHP… Hopefully, my last post made clear that the first step in getting health insurance in the United States requires “qualifying” with one of three “groups”—employer-sponsored, Continue Reading….
My Annual Evaluation of Mom’s Medicare Prescription Drug (Part D) Plan Because my 80 year old mother has traditional (original) Medicare, once a year I evaluate her stand-alone Medicare Prescription Continue Reading….
To obtain primary health insurance coverage in the United States, individual Americans must be part of a “group”. You do not simply join a “group” of your choice, but rather Continue Reading….