The High Deductible Health Plan A high deductible health plan (HDHP) is defined as a health insurance plan with annual minimum deductibles of $1,300 for single coverage and $2,600 for Continue Reading….
What is Risk? Risk is defined as a situation involving exposure to danger, harm, or loss. We are surrounded by risk as a normal part of our daily lives. Life Continue Reading….
PPO, POS, HMO, EPO, HDHP… Hopefully, my last post made clear that the first step in getting health insurance in the United States requires “qualifying” with one of three “groups”—employer-sponsored, Continue Reading….
To obtain primary health insurance coverage in the United States, individual Americans must be part of a “group”. You do not simply join a “group” of your choice, but rather Continue Reading….