Whether we like it or not, the trend in our for-profit health insurance system is to pass more of the cost of health care onto the consumer rather than to Continue Reading….
What is Health Insurance? Every American needs to understand some basic concepts of health insurance to be an informed consumer. Like all insurance, health insurance is a product that serves Continue Reading….
Cost share is an insurance industry term that refers to the money spent by individuals for their own health care within a given health insurance plan (in network only) for Continue Reading….
PPO, POS, HMO, EPO, HDHP… Hopefully, my last post made clear that the first step in getting health insurance in the United States requires “qualifying” with one of three “groups”—employer-sponsored, Continue Reading….
To obtain primary health insurance coverage in the United States, individual Americans must be part of a “group”. You do not simply join a “group” of your choice, but rather Continue Reading….